Corrections

Every rating on this site is built from public sources: IRDAI data, insurers’ public disclosures and each plan’s own policy wording. When a figure is wrong, out of date or read incorrectly, we correct it, recalculate the affected ratings and record the change below. We never change a rating because an insurer asks us to — only because the published evidence shows it should change.

Email corrections@insurancerating.in. Insurers, intermediaries and users are all welcome, and insurers have a right of reply on anything we publish about them. Please include:

• the insurer and plan name (and variant, if relevant);
• what you believe is wrong, and what it should say;
• a link to, or copy of, the public document that shows it — e.g. the policy wording, CIS or NL disclosure form.

Please don’t send personal health details or policy numbers — we don’t need them.

• We check your report against the source document.
• If we confirm an error, we aim to fix it within 7 working days and add it to the change log below.
• If we don’t agree, we reply and explain why, pointing to the source we relied on.
• Either way, we reply to every report.

See How we rate for the data sources and rules we apply.

1. 4 October 2026

   Algorithm 2.0.0 launched

   Ratings now combine insurer trust with how well each plan fits your family, with red-flag caps for deal-breakers.